PD AND GHPF ACTIVITIES
IN GHANA
September
2003 – 1st Savings group started in old Fadama,
Accra, Greater Accra
March
2004 -Two groups
formed in Avenor
and Agbogbloshie both in Accra
April
2004 - Another group formed in Ashaiman-,
Greater Accra
region
May
2004 - Groups formed in Volta Region and Eastern Regions
June
2004- Savings Groups extends to Kumasi, Ashanti Region
February 2005- Savings groups extends to Takoradi,
Western Region.
The
alliance (PD and GHPF) is now working in 6 regions out of the 10 regions
in Ghana. PD and
GHPF operate in 4 out of 5 of Ghana’s largest urban localities namely
Accra, Kumasi, Ashiaman and Takoradi with total savings of over hundred million cedis (˘120,000,000.00) approximately (US$ 14,000).
COMMUNITY PROFILES
Savings Groups In Greater Accra
Metropolitan Area (OLD FADAMA, ASHAIMAN, AVENOR, and AGBOGBLOSHIE)
OLD FADAMA
Following initial exchanges with Slum
Dwellers International (SDI) in 2002, savings groups have now begun
to develop in Old Fadama. The savings groups
started in November 2003.
Old Fadama, is the largest informal
settlement in Accra and perhaps the whole
of Ghana.
Old Fadama is home to about 30,000 residents
living in one of the most precarious conditions in Ghana. The residents are under the
threat of forced evictions without alternate accommodations. The Government
of Ghana is executing a project in the area called the Korle
Lagoon Ecological Restoration Project (KLERP). The KLERP has necessitated
the removal of the residents from the area. The KLERP is significant
for two reasons: 1) the control and flow of storm water in the whole
of Accra and 2) the improvement of Accra’s drainage system. Although the KLERP
is considered important, an adequate provision for an integrated or
community managed relocation or upgrading strategy is lacking. These
considerations need to be explored. Solutions to the situation in
Old Fadama can indeed be found through a partnership
between – SDI , People’s Dialogue, the AMA
, Residents, and Government of
Ghana.
Today, there are about twenty (20)
savings groups operating in Old Fadama with
a total membership of close to 3,000 families. Total savings is about
thirty million cedis (˘30,000,000) approximately (US 3,200 Dollars).
Peoples Dialogue and the federation
leaders have started exploring the possibilities of opening discussions
and negotiations with the Ashiedu Keteke
Sub Metropolitan District of the Accra Metropolitan Assembly.
In December of 2004, members of the
Old Fadama Federation conducted a settlement
profile. Part of what has plagued Old Fadama and informal settlements around the
world is a lack of accurate and available information about such
settlements. In order to combat
this residents conducted a local census to educate themselves and the
government about the community.
The emerging federation leaders are
clear on their minds that, they need to cooperate with the AMA and Government.
PD has focused on building strong peoples processes and negotiation
skills of the urban poor to begin talking towards a negotiated solution.
The residents through the federation activities have developed the necessary
skills and mindset to Dialogue and negotiate with the AMA and Government. SDI, People’s Dialogue and the Residents are
committed to supporting the City and Government around relocation, resettlement,
in-site upgrading, voluntary movement and other alternatives to evictions.
ASHAIMAN
Following initial exchanges with Slum
Dwellers International (SDI) and People’s Dialogue Ghana in 2003,
the first savings group in Ashaiman emerged
in April of 2004. Initial interest
in Ashaiman arose because of its size, and like all urban localities
in Ghana,
its struggles with poverty, environmental, and sanitation issues. Since the first Ghana Homeless People’s Federation
savings group started one year ago in Tulaku,
the federation has rapidly expanded on its own accord and more savings
groups have begun. Over the past
year Ashaiman has become one of the strongest Federation communities
and today there are eight savings groups with a total membership of
1,200 families and a total savings of more than ˘60,000,000 in Ashaiman alone.
As the savings schemes have matured,
the Federation has become more united as well as grounded in the Ashaiman community. Emerging
leadership and growing organization have allowed the Ashaiman Federation to take part in impressive learning experiences
and embark on a number of community-led projects.
With help from People’s Dialogue, federation
members from settlements in Ashaiman have
been in constant communication with Federation members from other communities
throughout Ghana. Also, recently members of the Federation from
Ashaiman went on international exchanges to
Kenya and South Africa where they talked to
other delegates from deprived communities across the globe about community
improvement, partnership building and interaction with governments,
and accountability.
On their own initiative, in August
of 2004, the Federation started running a bakery. People’s Dialogue helped secure a loan for the
purchase of an industrial oven and today the community-led income generating
enterprise continues to be operated by Federation members from the Ashaiman community.
Federation members in Ashaiman are
currently working on starting a community farm as another income generating
activity as well as continuing discussions with the Tema
Municipal Assembly (TMA) about the future Sanitation facility.
AGBOGBLOSHIE
Like most old settlements of Accra, Agbogbloshie
is a formal settlement but has degenerated into a slum. One of the largest
foodstuff markets in Accra
is located in the area. Narrow and twisted roads, poor sanitation, wooden
structures, and lack of environmental and health requirements characterize
the area. The Agbogbloshie savings group was
started in April 2004 and has membership of 150 families with total
savings of about ˘9,000,000 (US $1000) who are saving to address
the problems identified above.
At the edge of the Agbogbloshie community
reside the railway slum dwellers. They are also saving to find solution
to their insecure tenancy and the looming forced evictions.
AVENOR
Avenor is yet another formal settlement that
has degenerated into a slum. Poor sanitation, insufficient basic facilities
and flooding are the major challenges that PD is supporting the residents
to address. The Avenor savings group was started
in April 2004. It has total membership of about 210 families and total
Savings of about ten million cedis (US
1,100 dollars).
Savings
Groups in Ashanti
Region (KUMASI)
KUMASI
After hearing about the work of the
Ghana Homeless People’s Federation and People’s Dialogue in other communities
throughout the country, members of the Aboabo
community in Kumasi
approached PDG. After People’s
Dialogue and delegates from the Federation visited Kumasi in the summer of 2004, savings
groups began in August. Today
there are eight savings groups in the Kumasi metropolis with a total membership
of about 600 families and a total savings of already ˘40,000,000.
Federation members of the informal
settlements in Kumasi
are saving on a daily basis in order to overcome a plethora of issues
facing the community including constant flooding, inadequate sanitation
and drainage, as well as the looming threat of evictions in areas close
to railway lines. The federation
continues to grow and some members have already participated on international
exchanges.
Savings
Groups in Eastern Region (AFRAM PLAINS)
AFRAM
PLAINS
Newly
Established Savings Groups in 2005 (TAKORADI)
TAKORADI
Initially, residents of the Akubrom
community in New Takoradi visited Accra in January, 2005 and actually requested
assistance in establishing saving schemes in the Takoradi
area. People’s Dialogue and representatives
from the Ghana Homeless People’s Federation responded by visiting the
community in February, and soon after the first savings groups in the
area began. Only three months
later, there are already five savings groups in the Takoradi
metropolis with a total membership of 500 families and a total savings
of around ˘12,000,000. Although
the Federation is still very young in the area, the level of participation,
and initiative shown by the residents is unprecedented.
Even at this infant stage, People’s
Dialogue and the Takoradi Federation have
already established a successful working relationship with local government
officials, although at this point the community is still focused on
furthering its savings schemes.